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Showing posts with label latest housing loan. Show all posts
Showing posts with label latest housing loan. Show all posts

Tuesday, November 11, 2014

Latest Loan Promotion

Dear all readers,

Just to post a quick update that we can now offer housing loan rates up to BLR-2.5% and commercial rates up to BLR-2.35%! Terms & conditions apply.

If interested please email us at mortgagebroker.my@gmail.com. Please provide us the particulars of your purchase and your contact detail in your email for quicker processing.

Thank you.

Regards
PS Thoo

Thursday, July 11, 2013

New Fixed Rate Home Loan

New and best Fixed Rate Home Loan in town!

1st 2 years: 4.25% only
Thereafter: 4.99% Fixed For Life
OR
Whole Tenure: 4.85% fixed for life

No lock-in period except for refinancing.

PEACE OF MIND ON YOUR LOAN INSTALLMENT regardless of what happens to interest rate.

With US Federal Reserve pulling a stop on QE (Quantitative Easing), likelihood interest rates will rise soon. Same applies to Malaysia. PROTECT YOURSELF NOW!

Interested please email me at mortgagebroker.my@gmail.com

Monday, July 8, 2013

Latest Commercial Loan Offer

Special Commercial loan package, currently best in the market, Limited time offer.  Terms and conditions apply,

Loan amount
Between RM300k to 499k (BLR-2.25%)
Between RM500k to 999k (BLR-2.3%)
At or above RM1m (BLR-2.35%)

Max margin up to 85%
3 Year lock-in period
maximum tenure 25 years or age 70, whichever comes first.
Applies to both new purchase and refinancing.

Commercial Property type:
Shop house and shop office only

If interested, contact me at mortgagebroker.my@gmail.com or call.

Friday, March 22, 2013

Financing For Vacant Bungalow Land

Are you buying a piece of bungalow land and looking for the best financing?

Normally, the highest margin of financing is between 60% to 70% for land, and most banks only go for land at prime location only.

If you want better financing, you should include construction over it. If you include both land and construction, your margin of financing can be up to between 80% to 90%! That's quite a drastic difference.

Take note that most come with condition that you need to complete building within 2 to 3 years.

Interested? Email me.

Thursday, March 21, 2013

How To Get 100% Financing Housing Loan?

Is this a myth or a fact? Answer is it's a fact.

Only few banks are offering this. Of course, subject to terms and conditions, and your financial profile meeting the criteria. The maximum DSR capping is generally extended after taking into account the new loan installment.

This is good for buyers who want maximum financing, so they pay less or nothing from their pocket.

Bear in mind the normal Loan-to-Value (LTV) guideline still applies. In this case the differential that make up that 100% (extended loan) is capped at maximum of between RM150k to RM300k.

The "catch" is you need to pay a higher interest rate for the extended loan. Depending on your purpose and objective, this may still be worthwhile. Of course, you can still enjoy the normal housing loan rate for your normal LTV eligibility.

Maximum loan tenure is 10 years for the extended loan.

Interested? Please contact me via email.